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One of the most common questions I hear from families in Honolulu is this: If I pass away with debt, does my family have to pay it? The answer isn’t a simple yes or no. Whether debt follows you after death depends on several factors — including the type of debt, how assets are owned, and whether anyone else is legally tied to those obligations. Understanding how debt works after death is a critical part of estate planning in Hawaiʻi, especially if your goal is to protect the

Planning for aging — whether for yourself or for parents — goes far beyond choosing a comfortable place to live. It’s about anticipating medical needs, protecting assets, preserving independence, and avoiding legal and financial landmines that can impact your ʻohana for years to come. For families in Honolulu and across Hawaiʻi, these decisions are especially important. Housing costs are high, care options can be limited, and the wrong move at the wrong time can quietly unrav

Every year on February 1, states across the country recognize National Unclaimed Property Day — a reminder of a surprisingly widespread financial issue: billions of dollars in forgotten assets currently held by state governments, waiting for their rightful owners to come forward. This isn’t rare or unusual. In fact, many people in Honolulu and across Hawaiʻi already have unclaimed property — they just don’t know it yet. The purpose of this observance is simple: ✔ Help people